Billwise vs Zoho Invoice
Pick Billwise for a free invoice PDF with the document kept in your own browser. Pick Zoho Invoice if you want a full free invoicing app with saved customers, recurring invoices and a customer portal.
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| Description | Qty | Rate | Amount |
|---|---|---|---|
| Item | 1 | €0.00 | €0.00 |
- Subtotal
- €0.00
- Balance due
- €0.00
Made with Billwise - invoice-pdf-maker-app.web.app
Preview of the PDF. Everything stays in your browser: nothing is uploaded.
Billwise or Zoho Invoice: which to pick
Pick Billwise if you want to fill in an invoice, estimate or receipt and download the PDF with the document kept in your own browser. Pick Zoho Invoice if you want a full free invoicing app with saved customers, recurring invoices and a customer portal, or you are happy to create a Zoho account and keep your invoices on Zoho's servers. Zoho Invoice is a free invoice generator page with three themes that can be downloaded or printed, backed by the Zoho Invoice app with a free plan, mobile and desktop apps, a customer portal and recurring invoices; Billwise is a free form-to-PDF maker with nothing to install. The table below compares what each one publishes, as checked on 29 October 2026.
Billwise and Zoho Invoice side by side
Each Zoho Invoice cell is taken from Zoho Invoice's own website; "not stated on its site" means the page we read did not say. Sources are listed below the table.
| Billwise | Zoho Invoice | |
|---|---|---|
| Account | No account and no sign-up: open the page and start typing | No account is mentioned for downloading or printing; the page offers to "download or print it to send it to your customers" |
| Price | Free with unlimited PDFs; Pro ($29 one-time) is planned and not on sale yet | Free ("Free Invoice Generator"); the full Zoho Invoice app has a free plan ("Sign up for Zoho Invoice for free") |
| Designs | Three designs (classic, modern, minimal) with your accent colour and logo | Three themes in the generator (Standard, Spreadsheet, Compact) and a link to "+80 more templates" |
| Document types | Invoices, estimates, quotes, receipts, proforma invoices, credit notes and purchase orders | Links to estimate and receipt generators; its FAQ covers proforma, commercial, credit note, timesheet and recurring invoices |
| Currencies and languages | Any ISO 4217 currency with local number and date formats; English interface | Zoho Invoice "supports over 17 languages" |
| Platforms | Any modern browser on a computer or phone, installable as a web app; no app-store app | Zoho Invoice is "supported across Android, iOS, Windows, and Mac", plus a Chrome extension |
| Online payments | None built in; you add your own bank or payment details to the document | Cards, ACH or e-wallets through online payment gateways, and a customer portal where clients view and pay invoices |
| Where documents are kept | Only in your browser (local storage); nothing is uploaded | Only if you click "Save Online", which stores the invoice in a Zoho Invoice account |
The main differences
Where Billwise and Zoho Invoice differ most, fact by fact.
- Price. Zoho Invoice: Free ("Free Invoice Generator"); the full Zoho Invoice app has a free plan ("Sign up for Zoho Invoice for free"). Billwise: free for unlimited PDFs, with a one-time Pro ($29 one-time) planned.
- Account. Zoho Invoice: No account is mentioned for downloading or printing; the page offers to "download or print it to send it to your customers". Billwise: no accounts at all, so there is nothing to sign up for or log in to.
- Designs. Zoho Invoice: Three themes in the generator (Standard, Spreadsheet, Compact) and a link to "+80 more templates". Billwise: three designs (classic, modern and minimal) that take your logo and accent colour.
- Phone apps. Zoho Invoice: Zoho Invoice is "supported across Android, iOS, Windows, and Mac", plus a Chrome extension. Billwise: runs in the phone's browser and can be added to the home screen, with no native app.
- Getting paid. Zoho Invoice: Cards, ACH or e-wallets through online payment gateways, and a customer portal where clients view and pay invoices. Billwise: prints your own payment details on the document, so the money reaches you directly by the method you choose.
- Storage. Zoho Invoice: Only if you click "Save Online", which stores the invoice in a Zoho Invoice account. Billwise: drafts stay in your browser and nothing is uploaded.
When Zoho Invoice is the better choice
Zoho Invoice is a good fit, and probably a better one than Billwise, when:
- You want a full free invoicing app with saved customers, recurring invoices and a customer portal.
- You are happy to create a Zoho account and keep your invoices on Zoho's servers.
- You want clients to pay online by card, ACH or e-wallet.
- You already use other Zoho business apps.
When Billwise is the better choice
Billwise suits people who send invoices now and then, or every week, and want the PDF without handing their client list to another service. The form, the totals and the PDF are all produced in your browser, so it works on a laptop or a phone, and offline once loaded. Compared with Zoho Invoice, you give up built-in online payments, a native phone app and an online archive of your invoices, and you gain a tool with no account, no upload.
Every Billwise template page opens the same tool already filled in for a trade, a country or a document type, with sample line items you replace with your own prices.
Sources for Zoho Invoice
What Zoho Invoice publishes about itself, read on 29 October 2026. We record only statements from the vendor's own pages.
- Price of the generator: Free ("Free Invoice Generator"); the full Zoho Invoice app has a free plan ("Sign up for Zoho Invoice for free"). Source: zoho.com/invoice/invoice-generator.html, checked 2026-10-29.
- Account needed to download a PDF: No account is mentioned for downloading or printing; the page offers to "download or print it to send it to your customers". Source: zoho.com/invoice/invoice-generator.html, checked 2026-10-29.
- Invoice designs: Three themes in the generator (Standard, Spreadsheet, Compact) and a link to "+80 more templates". Source: zoho.com/invoice/invoice-generator.html, checked 2026-10-29.
- Generator limits stated in its FAQ: "You do not have the option to add discounts within this Invoice generator" and "you cannot change the date format". Source: zoho.com/invoice/invoice-generator.html, checked 2026-10-29.
- Logo upload: Logo files must be "less than 1MB". Source: zoho.com/invoice/invoice-generator.html, checked 2026-10-29.
- Platforms: Zoho Invoice is "supported across Android, iOS, Windows, and Mac", plus a Chrome extension. Source: zoho.com/invoice, checked 2026-10-29.
- Online payments: Cards, ACH or e-wallets through online payment gateways, and a customer portal where clients view and pay invoices. Source: zoho.com/invoice, checked 2026-10-29.
- Languages: Zoho Invoice "supports over 17 languages". Source: zoho.com/invoice/invoice-generator.html, checked 2026-10-29.
- Where invoices are kept: Only if you click "Save Online", which stores the invoice in a Zoho Invoice account. Source: zoho.com/invoice/invoice-generator.html, checked 2026-10-29.
- Other documents: Links to estimate and receipt generators; its FAQ covers proforma, commercial, credit note, timesheet and recurring invoices. Source: zoho.com/invoice/invoice-generator.html, checked 2026-10-29.
Frequently asked questions
Is Billwise or Zoho Invoice better for a one-off invoice?
For a single invoice you want to download straight away, Billwise needs no account and keeps nothing on a server. Zoho Invoice makes more sense if you want a full free invoicing app with saved customers, recurring invoices and a customer portal.
How much does Zoho Invoice cost?
Zoho Invoice's own page listed: Free ("Free Invoice Generator"); the full Zoho Invoice app has a free plan ("Sign up for Zoho Invoice for free") (checked 29 October 2026). Prices change, so check zoho.com/invoice/invoice-generator.html before you decide.
Do I need an account to use Zoho Invoice?
No account is mentioned for downloading or printing; the page offers to "download or print it to send it to your customers" (source: zoho.com/invoice/invoice-generator.html, checked 29 October 2026). Billwise never asks for one.
Can I move my invoices from Zoho Invoice to Billwise?
There is no import. Re-enter your business details and a client once in the Billwise form; the draft is kept in your browser for next time. Keep your old PDFs from Zoho Invoice as your records.